Minimalism and Your Money

The intersection of a minimalist lifestyle & personal finance

Tag: Save money

13 Easy Changes We’ve Made to Save Over $9,000 This Year

Will Those Easy Changes Save Big Money?

There is a fairly consistent debate that goes on in the personal finance world about how much of a difference minor changes make in a person’s overall financial position. Author David Bach has famously termed this, “The Latte Factor” and has written a book about it. Some argue that there is no reason to sweat the small stuff because major expenditures such as mortgages, daycare, and car payments … Continue reading...

Ditch Your Budget…and Save Money?

Yes, you heard that right. Ditch your budget, and potentially save more money.

Over the past few years, we have saved or put towards student loan debt nearly 30% of our income. While this may not seem like an astronomical number, with our expensive daycare bills, we consider this a pretty big win. (Read more about this in my interview with PFI). We did this without a budget and without any strict rules. We simply … Continue reading...

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