We have all said it at one point or another. “This is too hard, I can’t do it.” Changing our mindset and unleashing the power of “yet” can help us overcome these difficult issues.
It’s incredible what a change to our mindset can do. You’ve probably heard Henry Ford’s famous saying, “Whether you think you can or you think you can’t — you’re right.” Change your mindset to include … Continue reading...
As of this posting, I have been on this earth for 40 years. 40 years! How often do we hear the phrase, “Seems like just yesterday”? But, it really does seem like just yesterday that I was playing Little League baseball, watching Punky Brewster, and playing Contra on Nintendo. Where does the time go? As more and more gray hairs keep showing up on my head, I have really started to reflect back on the … Continue reading...
Maybe it was the incessant political arguments on Facebook. Or it might have been the almost robotic responses to so many Instagram posts clamoring for likes and followers. It could be the personal finance “bros” on Twitter mocking another person for not saving $250,000 by the time they turned 30. I’m not sure what pushed me over the edge. Either way, I did it. I quit social media. And I … Continue reading...
We often focus on the major expenses in our lives, and we should. Switching from a large, expensive house to a more affordable one would immediately save lots of money. So would moving to a less expensive part of the country or a whole new country for that matter. But sometimes those options aren’t really possible or realistic. Instead, I like to look at the smaller expenses and I’m … Continue reading...
Recently, I adjusted my mornings to something I am calling the 3-2-1 routine. And when I say adjusted, I mean totally changed everything. Normally, I don’t like to make such radical changes. I feel like the bigger the change, the more difficult it will be to stick with it.
But, this switch has been…dare I say… life-changing! Really!
Since I started the 3-2-1 morning routine, I have found myself … Continue reading...
Pay full price?
Avoid sales?
Wait, doesn’t this go against every key belief of personal finance experts?
Shouldn’t we be seeking deals and coupons?
There’s a potential problem with sales and savings on products. In order to save on any of these products, we must still spend money. While sales and great deals can save money, and sometimes great offers come along offering huge discounts, the fact remains that money must be spent regardless.
We … Continue reading...
