How One Simple Change Can Save Money

Lessons From a Cup of Coffee

We often focus on the major expenses in our lives, and we should. Switching from a large, expensive house to a more affordable one would immediately save lots of money. So would moving to a less expensive part of the country or a whole new country for that matter. But sometimes those options aren’t really possible or realistic. Instead, I like to look at the smaller expenses and I’m … Continue reading...

The 3-2-1 Morning Routine For Better Productivity

3-2-1 Morning Routine for Better Productivity
Photo by Artem Maltsev on Unsplash

Recently, I adjusted my mornings to something I am calling the 3-2-1 routine. And when I say adjusted, I mean totally changed everything. Normally, I don’t like to make such radical changes. I feel like the bigger the change, the more difficult it will be to stick with it.

But, this switch has been…dare I say… life-changing! Really!

Since I started the 3-2-1 morning routine, I have found myself … Continue reading...

Making the Case for Paying Full Price

Pay full price?

Avoid sales?

Wait, doesn’t this go against every key belief of personal finance experts?

Shouldn’t we be seeking deals and coupons? 

There’s a potential problem with sales and savings on products. In order to save on any of these products, we must still spend money. While sales and great deals can save money, and sometimes great offers come along offering huge discounts, the fact remains that money must be spent regardless. 

We … Continue reading...

Can School Be More Fun and Relevant? Yes, with Practical Learning

Each year, I cover the reform era in American history. For those of you who may have been sleeping during history class, it was a time of change (or attempted change) in pre-Civil War America. Among many things, the reformers worked to abolish slavery and improve working conditions, prisons, treatment of the mentally ill, and education. To cover the education reform of the 1800s, I have students write about a reform they would like to … Continue reading...

What is Minimalism? And More Importantly, What It’s Not

What is minimalism? And more importantly, what it's not
Photo by Nani Williams on Unsplash

Looking back on this blog now that it is just about two years old (woohoo!), I realize I probably should have started with a post on the definition of minimalism. One of my first posts did discuss my journey into minimalism, but I’m not sure I spent enough time truly defining the concept.

There are lots of misconceptions and misunderstandings of what minimalism is, and what it isn’t. … Continue reading...

10 Common Money Wasters – And How to Avoid Them

Our money is so valuable. Money is what gives us time. Yet, we throw away so much money by not being mindful. Avoid these money wasters by making some simple changes.

Before we get right into some of the common money wasters, it’s important to note that what might be a waste of money to some (or most) people, is not necessarily a waste to everyone.

For example, Ashley and I spend a good amount … Continue reading...