Minimalism and Your Money

The intersection of a minimalist lifestyle & personal finance

Category: Frugal Living Page 1 of 2

How to Increase MPG and Save Money

It’s Simple…Stop Driving So Aggressively

We’ve all seen it. You’re stuck in stop and go traffic on the highway, and there’s always someone constantly switching lanes, trying to weave his way to the front. He’s pumping the gas to cut off the person to his left only to then slam on the brakes behind the next stopped car, and then he’s doing it all over again in the next lane. He takes the idea of … Continue reading...

13 Easy Changes We’ve Made to Save Over $9,000 This Year

Will Those Easy Changes Save Big Money?

There is a fairly consistent debate that goes on in the personal finance world about how much of a difference minor changes make in a person’s overall financial position. Author David Bach has famously termed this, “The Latte Factor” and has written a book about it. Some argue that there is no reason to sweat the small stuff because major expenditures such as mortgages, daycare, and car payments … Continue reading...

Spending & Saving – Our Road Trip to Florida

School Vacation = Costly Flights

Ashley and I are fortunate enough to have a few weeks off throughout the year. Of course, because we are both in education, our vacation weeks happen at the same time as every other public school in Massachusetts. As a result, the airfare to anywhere during these particular weeks is astronomical compared to just about any other time during the year. We end up paying a whole lot more for … Continue reading...

The Costs of a Technology Addiction

Are You Addicted?

In some ways, I feel like all of us are at least somewhat addicted to technology. There are very few people that I know that can consistently avoid the lure of their cell phones, social media, and cable television. And age doesn’t matter either.

Addiction can be seen in the teenager with his head buried in his smartphone, sending hundreds of snaps on Snapchat.

It’s evident in the mom constantly refreshing … Continue reading...

Credit Card Hacking – The Easy Way

How we plan to make over $1,500 this year through simple credit card hacking.

Minimalism has had such a positive influence in my life, so I figured why not adopt a more minimalist approach to my credit card hacking as well. Could I still reap the benefits of credit card hacking without putting in all of the time and effort? The answer is yes. Credit card hacking can be easy.

Vacations…For Free!

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Ditch Your Budget…and Save Money?

Yes, you heard that right. Ditch your budget, and potentially save more money.

Over the past few years, we have saved or put towards student loan debt nearly 30% of our income. While this may not seem like an astronomical number, with our expensive daycare bills, we consider this a pretty big win. (Read more about this in my interview with PFI). We did this without a budget and without any strict rules. We simply … Continue reading...

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