Frugal Living

Finding happiness through living a more frugal lifestyle.

21 Words to Live By for a Better 2021

I don’t really like traditional goals or resolutions. Sometimes they are too difficult to fulfill, leaving me frustrated or disappointed. Other times, I do accomplish a goal only to be left with a feeling of, “Now what?”.

So instead, I created a list of 21 words to live by for a better 2021. 21 words that will improve my life, and hopefully yours, too! These are the words I would like to use and utilize … Continue reading...

3 Easy Steps to Increase MPG and Save Money

If you google “hypermiling”, there are some amazing stories about how some people have been able to max out the distance that their cars can get them. But you don’t have to be a professional to save a good amount of money on gas and make your car more efficient. There are some very simple ways to increase your Miles Per Gallon, or MPG.

What’s the Big Hurry?

We’ve all seen it. You’re stuck in … Continue reading...

13 Easy Changes We’ve Made to Save Over $9,000 This Year

Will Those Easy Changes Save Big Money?

There is a fairly consistent debate that goes on in the personal finance world about how much of a difference minor changes make in a person’s overall financial position. Author David Bach has famously termed this, “The Latte Factor” and has written a book about it. Some argue that there is no reason to sweat the small stuff because major expenditures such as mortgages, daycare, and car payments … Continue reading...

Spending & Saving – Our Road Trip to Florida

School Vacation = Costly Flights

Ashley and I are fortunate enough to have a few weeks off throughout the year. Of course, because we are both in education, our vacation weeks happen at the same time as every other public school in Massachusetts. As a result, the airfare to anywhere during these particular weeks is astronomical compared to just about any other time during the year. We end up paying a whole lot more for … Continue reading...

The Costs of a Technology Addiction

Are You Addicted?

In some ways, I feel like all of us are at least somewhat addicted to technology. There are very few people that I know that can consistently avoid the lure of their cell phones, social media, and cable television. And age doesn’t matter either.

Addiction can be seen in the teenager with his head buried in his smartphone, sending hundreds of snaps on Snapchat.

It’s evident in the mom constantly refreshing … Continue reading...

The Easy Way to $1500 Cashback from Credit Cards

How we plan to make an easy $1,500 this year in cashback rewards through simple credit card hacking.

Minimalism has had such a positive influence in my life, so I figured why not adopt a more minimalist approach to my credit card hacking as well. Could I still reap the benefits of credit card hacking without putting in all of the time and effort? The answer is yes. Credit card hacking for cashback can … Continue reading...