Frugal Living

Finding happiness through living a more frugal lifestyle.

How to Overcome Feeling Overwhelmed by Debt

How to Overcome Feeling Overwhelmed by Debt
Photo by Ian on Unsplash

There are lots of posts out there about debt payoff strategies. Some prefer the debt snowball method while others pursue the debt avalanche method. We will save that debate for a different post. Instead, we’re covering one’s options when overburdened by debt. Primarily, this relates to credit card debt or any other high-interest loans, but it could also be applicable for student loans, car loans, or even mortgages. Everyone has … Continue reading...

How One Simple Change Can Save Money

Lessons From a Cup of Coffee

We often focus on the major expenses in our lives, and we should. Switching from a large, expensive house to a more affordable one would immediately save lots of money. So would moving to a less expensive part of the country or a whole new country for that matter. But sometimes those options aren’t really possible or realistic. Instead, I like to look at the smaller expenses and I’m … Continue reading...

Making the Case for Paying Full Price

Pay full price?

Avoid sales?

Wait, doesn’t this go against every key belief of personal finance experts?

Shouldn’t we be seeking deals and coupons? 

There’s a potential problem with sales and savings on products. In order to save on any of these products, we must still spend money. While sales and great deals can save money, and sometimes great offers come along offering huge discounts, the fact remains that money must be spent regardless. 

We … Continue reading...

Can School Be More Fun and Relevant? Yes, with Practical Learning

Each year, I cover the reform era in American history. For those of you who may have been sleeping during history class, it was a time of change (or attempted change) in pre-Civil War America. Among many things, the reformers worked to abolish slavery and improve working conditions, prisons, treatment of the mentally ill, and education. To cover the education reform of the 1800s, I have students write about a reform they would like to … Continue reading...

10 Common Money Wasters – And How to Avoid Them

Our money is so valuable. Money is what gives us time. Yet, we throw away so much money by not being mindful. Avoid these money wasters by making some simple changes.

Before we get right into some of the common money wasters, it’s important to note that what might be a waste of money to some (or most) people, is not necessarily a waste to everyone.

For example, Ashley and I spend a good amount … Continue reading...

21 of the Best Personal Finance Blogs for 2021

The Top Personal Finance Blogs Broken Down by Category

Over the years, so many blogs and bloggers have influenced me. I wanted to create a space for a “wall of fame” of personal finance blogs separated by categories. We are all at different spots in our respective journeys with money. Some people are focused on saving and budgeting money, some are working on side hustles to increase their income, some are looking toward retirement, and … Continue reading...